1. Terms and Conditions

 Welcome to Destiny Chess Academy! By using our services, you agree to the following terms:

• Classes are conducted online via Zoom or Google Meet.
• Payment must be completed in advance via Razorpay payment links.
• Misconduct or disruption during classes may result in termination of services without a refund.
• Destiny Chess Academy reserves the right to update these terms at any time.

At Destiny Chess Academy, we prioritize your privacy.

• We collect your name, email, phone number, and payment details for service delivery and communication purposes.
• All data is stored securely and used only for processing payments and arranging classes.
• We do not share your personal data with third parties, except for payment processing via Razorpay.

For any queries related to data privacy, contact us at chesscoaching@destinychessacademy.com.

We strive to provide the best experience for our students. However, in certain cases, refunds or cancellations may be required:

Refund Policy:

• Refunds are allowed only if a cancellation request is made within 48 hours of booking a class or package.
• The refund will be processed within 5-7 working days and credited to the original payment method.

Cancellation Policy:

• Cancellations requested less than 24 hours before the class will not be refunded.

For cancellations, contact us at chesscoaching@destinychessacademy.com.

As our services are fully online, no physical shipping is required.

• Delivery Timeline: Class schedules will be shared within 24 hours of payment confirmation.

For any delays or issues, please contact us immediately.